30807 PENNY SURF LOOP, WESLEY CHAPEL, FL, 33545
Active1 days on marketListed Aug 13, 2026MLS #TB8538043
About this home
30807 PENNY SURF LOOP
Welcome home to this beautifully upgraded 5-bedroom, 3-bathroom residence with POND VIEW in the highly sought-after Epperson Ranch Lagoon Community in Wesley Chapel. Offering a rare combination of generous living space, modern upgrades, a FULLY FENCED backyard, peaceful pond views, and incredible resort-style amenities, this home is designed for comfortable Florida living. Step inside to a bright, open-concept floor plan featuring ceramic tile and plush carpeting throughout. The spacious living and dining areas flow seamlessly into the impressive kitchen, making the home perfect for both everyday living and entertaining. The chef-inspired kitchen is truly the heart of the home, featuring rich dark wood cabinetry, beautiful granite countertops, stainless steel appliances, a large center island with plenty of space for meal prep and gathering, and an oversized walk-in pantry offering exceptional storage. With five generously sized bedrooms, there's plenty of flexibility for family, guests, a home office, playroom, or additional flex space. The luxurious primary suite offers a private retreat with a spa-inspired en-suite bathroom featuring dual vanities, an extra-large walk-in shower, and a spacious walk-in closet. Outside, enjoy your own private backyard oasis with EXTENDED PATIO. The completely fenced backyard features an expansive lawn, stylish paver accents, a large concrete patio, and beautiful water views. Whether you're enjoying your morning coffee by the pond, hosting friends and family, letting the kids play, or simply unwinding at the end of the day, this outdoor space is made to be enjoyed year-round. Additional conveniences include an included washer and dryer, two-car garage, keyless entry, and smart garage door opener. Best of all, living in Epperson Ranch gives you access to the community's famous Crystal LAGOON, where resort-style living is part of everyday life. Spend your free time swimming in crystal-clear water, kayaking, paddleboarding, relaxing on sandy beaches and under tiki huts, or enjoying the floating obstacle course. The community also features dog parks, playgrounds, and scenic walking trails. Conveniently located near highly rated schools, shopping, restaurants, entertainment, and major highways, this exceptional home puts everything you need within easy reach. Spacious. Upgraded. Fully fenced. Beautiful water views. Resort-style amenities. INTERNET IS INCLUDED IN THE RENT . This Epperson Ranch home offers the Florida lifestyle you've been looking for—schedule your showing and come see it for yourself!
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,447
Sqft
0.15 ac
Lot size
2
Garage
2022
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$180 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$180/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs EPPERSON RANCH NORTH POD F PH
$1 vs $194
Days on market
1 vs 49 typical
Where $1/sqft sits among the 6 homes for sale in EPPERSON RANCH NORTH POD F PH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Epperson
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Wesley Chapel. See the full Wesley Chapel guide →
Epperson — neighborhood snapshot
Population
3,917
Median age
31
Median income
$131,369
Median home value
$397,700
Avg household
4
Households w/ children
454
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Wesley Chapel market
$440K → $439K
Wesley Chapel median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
4 of 6
EPPERSON RANCH NORTH POD F PH have cut their price
Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the WESLEY CHAPEL 33545 median. See the full Wesley Chapel market guide →
Paper trail
This home's history
Reality check
What actually sold near 30807 PENNY SURF LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$348,000
9151 FORGE BREEZE LOOP · same community
4 bd · 2.5 ba · 2,260 sqft · $154/sqft · 93 DOM
Sold · Sep ’25$435,000
9188 FORGE BREEZE LOOP · same community
4 bd · 2.5 ba · 2,260 sqft · $192/sqft · 37 DOM
Sold · Dec ’25$360,000
30753 PENNY SURF LOOP · same community
4 bd · 2.5 ba · 2,260 sqft · $159/sqft · 60 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Sara Jean Baptiste
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 30807 PENNY SURF LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 30807 PENNY SURF LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Sara's phone and CRM.
Straight answers
30807 PENNY SURF LOOP FAQs
What would the monthly payment be for 30807 PENNY SURF LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $180/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 30807 PENNY SURF LOOP?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Wesley Chapel?+
At $2,700, this home is listed about 99% below the Wesley Chapel median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 30807 PENNY SURF LOOP?+
Wesley Chapel High School (high), Thomas E. Weightman Middle School (middle), Watergrass Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the WESLEY CHAPEL 33545 market on paper
$2,700 is 99% below the WESLEY CHAPEL 33545 median of $412,000, and at $1/sqft it sits under the Wesley Chapel average of $222.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 1 day on market in a Wesley Chapel market that averages 49 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of FUTURE HOME REALTY INC · Nataliya Fillers. MLS #TB8538043.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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