
4645 SADDLE CREEK PLACE, ORLANDO, FL, 32829
Active12 days on marketListed Aug 1, 2026MLS #P4939480
About this home
4645 SADDLE CREEK PLACE
Welcome to Chickasaw Oaks, conveniently located in the heart of Orlando and approximately 15 minutes from Orlando International Airport. Situated on a spacious .19-acre lot with no rear neighbors, this three-bedroom, two-bathroom home offers more than 2,200 square feet of living space, a fenced backyard, mature landscaping, a large storage shed, and a concrete patio for outdoor enjoyment. Inside, the home features luxury vinyl flooring throughout with no carpet. The spacious layout includes separate living, dining, and family rooms, providing plenty of room for everyday living and entertaining. The main living room features a fireplace and skylights, while upgraded ceiling fans and recessed lighting can be found throughout the property. Three sliding glass doors provide direct access to the backyard from the primary bedroom, family room, and main living room. The kitchen includes hard-surface countertops, a center island, all major appliances, and ample space for preparing and enjoying meals. An additional area off the kitchen may be used as a bar, desk, or study space. The primary bedroom is positioned on one side of the home for added privacy and includes a walk-in closet and private bathroom with dual sinks, hard-surface countertops, and a tiled walk-in shower. The additional bathroom also features hard-surface countertops, and a tiled walk-in shower. Additional features include an interior laundry room with a washer and dryer, a glass front door, ample driveway parking, and a converted garage offering a bonus room that may be used as an office! Additional storage space remains available inside the garage. Lawn care is included. This property can be seen seven days a week. Contact our office for additional information or to schedule a showing.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,866
Sqft
0.19 ac
Lot size
1989
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$178 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$178/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Orlando actives
$1 vs $250
Days on market
12 vs 43 typical
Where $1/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Chickasaw Oaks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
Chickasaw Oaks — neighborhood snapshot
Population
552
Median age
44
Median income
$136,382
Median home value
$274,400
Avg household
3
Households w/ children
57%
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
197 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ORLANDO 32829 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 4645 SADDLE CREEK PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$415,000
8619 PAOLA COURT · same community
4 bd · 2.5 ba · 1,692 sqft · $245/sqft · 4 DOM
Sold · Mar ’26$405,000
4319 SADDLE CREEK PLACE · same community
3 bd · 2 ba · 1,686 sqft · $240/sqft · 6 DOM
Sold · Nov ’25$425,000
4701 SADDLE CREEK PLACE · same community
3 bd · 2 ba · 1,635 sqft · $260/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Sara Jean Baptiste
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4645 SADDLE CREEK PLACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4645 SADDLE CREEK PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Sara's phone and CRM.
Straight answers
4645 SADDLE CREEK PLACE FAQs
What would the monthly payment be for 4645 SADDLE CREEK PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $178/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 4645 SADDLE CREEK PLACE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $2,495, this home is listed about 99% below the Orlando median of $389,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4645 SADDLE CREEK PLACE?+
Hidden Oaks Elementary (elementary), Odyssey Middle (middle), Colonial High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HAINES AND HAVEN RESIDENTIAL · Lucas Oliveira. MLS #P4939480.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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