2450 SE 40TH STREET ROAD, OCALA, FL, 34480
Active15 days on marketListed Aug 2, 2026MLS #O6430094
About this home
2450 SE 40TH STREET ROAD
Beautifully Updated SE Ocala Home on .58 Acres Welcome to this beautifully updated 3-bedroom, 2-bath concrete block home situated on .58 acres in desirable SE Ocala. Move-in ready and filled with quality finishes, the home features real hardwood floors throughout, a renovated kitchen with new appliances, updated bathrooms, and a custom primary walk-in closet with a built-in safe. The roof is approximately 10 years old. Nestled on a quiet dead-end street lined with mature oak trees, this property offers privacy and plenty of outdoor space. Enjoy the inviting front porch, covered rear lanai, and spacious fenced backyard—perfect for relaxing, entertaining, or enjoying the peaceful surroundings. Additional features include a one-car garage and NO HOA. Furnished or unfurnished. Conveniently located near shopping and everyday amenities while maintaining a private residential feel. An active railroad track is located behind the neighborhood. SE Ocala is a desirable area known for its established neighborhoods and access to great schools and amenities.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,250
Sqft
0.58 ac
Lot size
1
Garage
1992
Year built
One
Levels
$207
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,056 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,056/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.9%
$/sqft vs Ocala actives
$207 vs $184
Days on market
15 vs 53 typical
Where $207/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34480 — neighborhood snapshot
Population
23,749
Median age
36.6
Median income
$75,334
Median home value
$248,400
Avg household
2.67
Households w/ children
3,190
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
185 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% below the OCALA 34480 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 2450 SE 40TH STREET ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$77,500
5224 SE 31ST AVENUE
2 bd · 1.5 ba · 1,280 sqft · $61/sqft · 26 DOM
Sold · Jul ’26$145,000
6280 SE 24TH AVENUE
3 bd · 2 ba · 1,288 sqft · $113/sqft · 40 DOM
Sold · Jan ’26$165,000
3103 SE 48TH STREET
3 bd · 2 ba · 1,293 sqft · $128/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Sara Jean Baptiste
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2450 SE 40TH STREET ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2450 SE 40TH STREET ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Sara's phone and CRM.
Straight answers
2450 SE 40TH STREET ROAD FAQs
What would the monthly payment be for 2450 SE 40TH STREET ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,056/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2450 SE 40TH STREET ROAD?+
The most recent tax bill on record (2025) was $3,084. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2450 SE 40TH STREET ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $259,000, this home is listed about 13% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2450 SE 40TH STREET ROAD?+
Belleview Middle School (middle), Marion Oaks Elementary School (elementary), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the OCALA 34480 market on paper
$259,000 is 14% below the OCALA 34480 median of $299,900.
02Garden & Trees/Woods views
The garden and trees/woods view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $299,000, now $259,000 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of THE KEYES COMPANY · Kim Ferguson. MLS #O6430094.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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