4286 HARBOR BOULEVARD, PORT CHARLOTTE, FL, 33952
Active0 days on marketListed Aug 12, 2026MLS #C7529506
About this home
4286 HARBOR BOULEVARD
Every day feels like a vacation in this turnkey waterfront home, where luxury living meets effortless boating just 10 minutes to Charlotte Harbor and the Gulf with no fixed bridges. Built in 2021, this beautifully appointed waterfront residence offers modern construction and premium finishes throughout. Perfectly positioned on an oversized waterfront homesite with approximately 120 feet of seawall, this stunning home delivers the Southwest Florida waterfront lifestyle buyers dream about. Whether you're cruising to the Gulf, entertaining friends poolside, or simply unwinding as the sun reflects across the canal, every detail was designed for luxury and effortless waterfront living. Boating enthusiasts will appreciate the extended composite dock with water and electric, an 8,000-pound boat lift, and quick, unrestricted access to open water. Inside, soaring tray ceilings, abundant natural light, and contemporary finishes define the open-concept design. The kitchen features custom soft-close cabinetry, granite countertops, stainless steel appliances, a built-in oven, cooktop with vent hood, stylish backsplash, and an oversized breakfast bar perfect for gathering with family and friends. The luxurious primary suite is a private retreat with pocket sliders opening to the lanai, dual walk-in closets, and a spa-inspired bath featuring dual vanities, a soaking tub, and an oversized Roman shower. A private guest suite with an ensuite bath and direct pool access offers exceptional comfort for family and visitors. Step outside to the expansive screened lanai through zero corner sliding doors, which features a heated beach-entry pool, relaxing spa, generous covered entertaining space, two outdoor TV locations, and hookups for a future outdoor kitchen. Southeastern rear exposure provides sunshine throughout the day while showcasing peaceful canal views. Additional highlights include impact windows, plantation shutters, smart home technology, a laundry room, a screened three-car garage, an oversized paver driveway, a spacious fenced backyard, and exceptional craftsmanship throughout. This home is offered fully furnished and turnkey, allowing you to begin enjoying the waterfront lifestyle from day one. Just a short walk away, the newly redeveloped Port Charlotte Beach Park offers enhanced waterfront recreation, a public boat launch, pickleball courts, walking paths, playgrounds, and more. Fishermen's Village, Sunseeker Resort, waterfront dining, shopping, golf, and world-class boating and fishing are all just minutes away. Whether you're seeking a full-time residence, seasonal escape, or legacy investment, this home checks every box. Previously enjoyed as a successful luxury vacation home, it offers outstanding flexibility as a primary residence, winter retreat, or investment opportunity. Luxury. Lifestyle. Waterfront Living. Opportunities like this are rare. Come discover why every day feels like a vacation.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,123
Sqft
0.3 ac
Lot size
3
Garage
2021
Year built
One
Levels
$459
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,687 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,687/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+59.6%
Days on market
0 vs 60 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33952 — neighborhood snapshot
Population
33,991
Median age
53.7
Median income
$56,117
Median home value
$224,900
Avg household
2.3
Households w/ children
2,952
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 573% above the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Sara Jean Baptiste
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4286 HARBOR BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4286 HARBOR BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Sara's phone and CRM.
Straight answers
4286 HARBOR BOULEVARD FAQs
What would the monthly payment be for 4286 HARBOR BOULEVARD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,687/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4286 HARBOR BOULEVARD?+
The most recent tax bill on record (2025) was $10,814. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $974,900, this home is listed about 195% above the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4286 HARBOR BOULEVARD?+
Neil Armstrong Elementary School (elementary), Port Charlotte Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$974,900 runs 573% above the PORT CHARLOTTE 33952 median — but at 2,123 sqft it's also 30% larger than the typical Port Charlotte listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Listed today in a Port Charlotte market that averages 60 — if it fits, move quickly.
Listing courtesy of CENTURY 21 SELLING PARADISE · Doug DiBlasio. MLS #C7529506.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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